Choosing Xcellence Mortgage Isn’t Just About Securing a Loan

It’s about benefiting from the broker difference.
Here’s what sets us apart:

Diverse Lender Network

We collaborate with a multitude of renowned lenders, such as UWM - the nation's top wholesale...

Competitive Rates & Lower Fees

Due to our unique partnerships, 9 out of 10 times our rates are lower. Plus, we don’t charge poi...

Commitment to Clients

Exclusively serving Xcellence Realty agents and their clients, we ensure a dedicated, seamless...

Redefining the Mortgage Experience

We aim to continuously elevate the home loan process, making it efficient, cost-effective, and str...


Digital Mastery in Mortgages

Our commitment to innovation shines through in our technology. The Xcellence Mortgage platform seamlessly blends with Xcellence Realty and Xcellence Title, laying out a seamless path for clients and agents:

All-in-One Platform

For a mortgage, share documents, track milestones, and even connect with
your loan officer, all from one place.

Post-Closing Benefits

Even after sealing the deal, have unrestricted access to transaction details,
important documents, and more.


Watch Our Video

Discover a step-by-step walkthrough of our platform and witness firsthand the Xcellence
Mortgage difference. Click to play the video.


Loan Programs Tailored For You

No two borrowers are alike. Some have great credit but limited funds, others might have cash reserves but a blemished credit history, and some have substantial earnings but dont declare it all. No matter the situation, at Xcellence Mortgage, we have a loan program tailored for you:

FHA 3.5% with a 580 score

VA 100% no PMI

Conventional VOE only

Bank statement loan program

Low income program

FHA 5% VOE only

USDA 100% financing

Conventional 3% down

Stated income loan program 20% down

Lender credit for closing costs


Voices of Satisfaction

Our clients satisfaction speaks for itself. Their experiences validate our commitment to
excellence. Heres what theyre saying about their journey with us:

Michael Lyman

“ The care, thoughtfulness, dedication, communication and knowledge was all there when working with the folks at Xcellence Mortgage. Our lender, Madeleine, was thorough and always there when we needed her. We got our dream home and couldn’t have done it without them! “

Lissa Alvarez

“ If you are looking for Real Estate Mortgage Brokers look no further. From beginning to end, Xcellence Realty have become family! We just closed on our home and although it was a tough deal, it got done! through all this process I felt a big support with the great team that works in this company. My family and I are beyond grateful to everyone who played apart in helping us to seal this deal but especially to Mercedes Brito she did an excellent job, there was not an obstacle for her in order to finish the process of the loan, she did an amazing job, very professional and recursive! I’m so glad that we choose the right company to buy our house. “

Kerry Hyde

“ Xcellence Mortgage got the job done when no one else could! I am forever grateful for them! “